CURRENT RATES EFFECTIVE THROUGH MARCH 04, 2026
Checking Accounts Minimum Opening Deposit Minimum Balance to obtain Annual Percentage Yield Interest Rate** Annual Percentage Yield
Super NOW Account b $ 100.00 $ 1000.00 c .10% .10%
Lincoln Exclusive Club (NOW account) b $ 100.00 $ 1000.00 c .10% .10%
Lincoln Exclusive Club 50 (NOW account) b $ 100.00 $ 25.00 c .10% .10%
Hi Fi Account (Tiered Money Market) b $ 100.00
Daily Balances of:   $ 2,500.00 $ 24,999.99 $ 2500.00 c .10% .10%
$ 25,000.00 $ 49,999.99 $ 25,000.00 c .10% .10%
$ 50,000.00 $ 74,999.99 $ 50,000.00 c .10% .10%
$ 75,000.00 $ 99,999.99 $ 75,000.00 c .10% .10%
$ 100,000.00 $ 249,999.99 $ 100,000.00 c .15% .15%
$ 250,000.00 $ 999,999.99 $ 250,000.00 c .15% .15%
Lincoln's Elite Checking Business $ 100.00
Daily Balances of:   $ 2,500.00 $ 24,999.99 $ 2500.00 c .10% .10%
$ 25,000.00 $ 49,999.99 $ 25,000.00 c .10% .10%
$ 50,000.00 $ 74,999.99 $ 50,000.00 c .10% .10%
$ 75,000.00 $ 99,999.99 $ 75,000.00 c .10% .10%
$ 100,000.00 $ 249,999.99 $ 100,000.00 c .15% .15%
$ 250,000.00 $ 999,999.99 $ 250,000.00 c .15% .15%
Health Savings Accounts $100.00
Daily Balances of: $ .01 $ 2,500.00 $ .01 c .10% .10%
$ 2,500.01 $ 10,000.00 $ 2,500.01 c .10% .10%
$ 10,000.01 $ 999,999.99 $ 10,000.01 c .15% .15%
Savings Accounts Rates
Statement Savings Account b $ 100.00 $ .01 c .10% .10%
Little Abe's Kids Club Savings b $ 10.00 $ 10.00 c .10% .10%
Christmas Club Account b $ 10.00 $ 10.00 c .10% .10%
Certificates of Deposit Accounts
03 Month Certificate of Deposit a $ 500.00 $ 500.00 c .20% .20%
06 Month Certificate of Deposit a $ 500.00 $ 500.00 c .35% .35%
12 Month Certificate of Deposit a $ 500.00 $ 500.00 c .35% .35%
13 Month Certificate of Deposit a $ 500.00 $ 500.00 c 3.75% 3.80%
18 Month Certificate of Deposit a $ 500.00 $ 500.00 c .50% .50%
22 Month Certificate of Deposit a $ 500.00 $ 500.00 c 3.60% 3.65%
24 Month Certificate of Deposit a $ 500.00 $ 500.00 c 3.21% 3.25%
30 Month Certificate of Deposit a $ 500.00 $ 500.00 c .50% .50%
36 Month Certificate of Deposit a $ 500.00 $ 500.00 c 3.455% 3.50%
48 Month Certificate of Deposit a $ 500.00 $ 500.00 c .70% .70%
60 Month Certificate of Deposit a $ 500.00 $ 500.00 c 1.24% 1.25%
Individual Retirement Accounts
One Year Monthly Deposit IRA Account a $ 100.00 $ 100.00 c .35% .35%
03 Month IRA Account a $ 500.00 $ 500.00 c .20% .20%
06 Month IRA Account a $ 500.00 $ 500.00 c .35% .35%
12 Month IRA Account a $ 500.00 $ 500.00 c .35% .35%
18 Month IRA Account a $ 500.00 $ 500.00 c .50% .50%
18 Month Variable IRA Account a,b $ 500.00 $ 500.00 c .50% .50%
24 Month IRA Account a $ 500.00 $ 500.00 c 3.21% 3.25%
30 Month IRA Account a $ 500.00 $ 500.00 c .50% .50%
36 Month IRA Account a $ 500.00 $ 500.00 c 3.455% 3.50%
48 Month IRA Account a $ 500.00 $ 500.00 c .70% .70%
60 Month IRA Account a $ 500.00 $ 500.00 c 1.24% 1.25%
a. A Penalty may be imposed for early withdrawal
b. The interest rate and annual percentage yield may change after account opening
c. Daily balance - The amount of the principal in the account each day
** Rates subject to change
Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yields are current from 02/26/2026 thru 03/04/2026.
For current rate information call (270) 358-4562 or (502) 348-4562.
GRANDFATHERED ACCOUNTS
Minimum Balance to obtain Annual Percentage Yield Interest Rate** Annual Percentage Yield
Business Money Market and Money Market Account b
Daily Balances of:   $ .01 $ 9,999.99 $ .01 c .10% .10%
$ 10,000.00 $ 999,999.99 $ 10,000.00 c .10% .10%
Premier Money Market b
Daily Balances of:   $ .01 $ 24,999.99 $ .01 c .10% .10%
$ 25,000.00 $ 99,999.99 $ 25,000.00 c .10% .10%
$ 100,000.00 $999,999.99 $ 100,000.00 c .15% .15%
Best of the Best Club b
Daily Balances of:   $ .01 $ 9,999.99 $ .01 c .10% .10%
$ 10,000.00 $ 999,999.99 $ 10,000.00 c .10% .10%