Home Loans
Whether you’re purchasing, building, or refinancing, LNB Home Loans provide flexible financing with competitive rates and dependable terms. Backed by local decision-making and personalized service, we’re here to help you move forward with confidence at every stage of homeownership.
Conventional In-House Mortgage
Purchase / Refinance
Flexible Loan Terms
30 year / 20 year / 15 year / 10 year
Construction Loans
Looking to build your dream home or make renovations, we can help! Your construction loans are disbursed in phases as your construction project progresses.
12 month term
LNB offers competitive rates and closing costs.
Home Equity
Tap into the equity in your home for remodels, improvements, auto purchase or unexpected expenses.
10 year draw period with a 15 year payback
Secondary Market Loans
LNB offers Secondary Market Loans with fixed rates of various maturities, providing stability and predictability for long-term financial planning.
- Veterans Administration (VA) Loans - Specialized mortgage options for veterans and active military with competitive terms and lower entry barriers.
- Kentucky Housing Corporation (KHC) Loans - Affordable mortgage solutions for Kentucky residents, particularly first-time homebuyers, featuring down payment assistance and competitive rates.
- Rural Housing (USDA) Loans - Designed for homebuyers in eligible rural areas with low to moderate incomes, offering no down payment options and competitive interest rates.
- Federal Housing Administration (FHA) Loans - Government-backed mortgages with lower down payment requirements and more flexible qualification criteria, ideal for first-time homebuyers.
Please contact one of our lenders for more information.